Copyright 2017 The Prepare Institute 

Educational Retirement Course

- Coming to Indianapolis in March 2020 -

Offered through The Prepare Institute

A Nonprofit National Educational Institution

NOTICE: This course has been changed to an online event


The Prepare Institute is a national nonprofit educational institution that provides college-style retirement education courses and classes for adults between the ages of 50-80. These courses and classes provide unbiased information on all areas of retirement and estate planning and are for general, noncommercial education only. 

An Educational Course for Adults - Ages 50-80

This Class Is Designed Specifically For:


  • Individuals who are retired or will be retiring within the next 10 years.

  • Individuals looking for proper retirement education and knowledge that is not available in most schools and universities.


  • Investors looking for the most up-to-date and accurate information about taxes, healthcare, income and estate planning as well as unbiased information about how investments and the markets really work, and not the standardized information shared by large brokerage houses, banks and Wall Street firms.

  • Current and future retirees who are concerned about the future of U.S. tax rates and trends.

Why this class is important...


Today’s retirement landscape is vastly different from decades past. With constant tax law changes, an uncertain future for health care and Social Security, the shift toward employee-directed retirement plans, and the probable onset of widespread changes in the U.S. government, the need for sound retirement strategies has never been greater.


Course Design


This course is designed to deliver comprehensive and up-to-date information, education and knowledge to help you properly prepare for and maintain a successful retirement plan in today’s world. There are so many different and important decisions to make when planning for your retirement. Thus, proper information, knowledge, and education are key. This course focuses on your specific retirement-planning questions and concerns.

See video preview of classroom instruction 

Class Attendee Comments

"The class was informative, organized, well presented, held my attention and was well worth the time.  Several issues were brought to light that we had not considered.  

I highly recommend the class." - Karen G

"This is the exact education and information I have been looking for my whole life. This course needs to be made available in every city." - Evelyn M.

"This course is tremendously valuable as retirement education is lacking in America as it is not taught in colleges and through employers." - Mark K.

"This course covered topics no one has ever discussed with me before. " - Benjamin J.

"Really excited about the class and things we learned; being able to put a plan together." - Chris P.

"The quality of information and education provided by this course is excellent.  Plus, it is presented and explained in easy-to-understand terms and examples.   I highly recommend this class to anyone who cares about their retirement plan." - Julie C. 

Current 2020 Indiana Course Location

Indiana Wesleyan University North Campus

3777 Priority Way S. Dr. Indianapolis, IN 46240 

Tuition $49.00

Two Indianapolis Class Time Opportunities:


Saturday mornings, March 14th and 21st from 8:30 to 11:30 am


Thursday evenings, March 19th and 26th  from 6 to 9 pm

Course Outline

Introduction to The New Retirement Paradigm

  • Yesterday vs. Today’s retirement plan

  • New retirement opportunities

  • Identifying your values, goals, objectives and desires

  • The retirement-planning process

  • How long must your money last?

  • How much will you need in order to retire?

  • When can you retire?

  • 10 biggest retirement-planning mistakes


Tax Implications During Retirement

  • How different types of retirement assets and incomes are affected by taxation

  • The impact and effect that rising tax rates could have on your assets and cash flow in retirement

  • How much of your retirement savings accounts do you really own?

  • What deductions will you lose in retirement?

  • Could you possibly face a higher tax bracket in retirement?

  • Tools and strategies to reduce, minimize and/or eliminate taxes in retirement


Risk Management

  • Health Insurance, Medicare and Medicare Supplements

  • Long-term care protection options

  • How much financial risk am I willing to assume?

  • The importance and benefits of life insurance

  • What level of insurance do I require?

  • Affordable Care Act known as Obamacare

  • What are the necessary tools for giving me the coverage I need? 

Estate and Legacy Planning

  • How to transfer assets based upon your wishes

  • Estate tax and other tax implications

  • Wills, trusts and legal documents

  • How living trusts work

  • What is probate and do you need it?

  • IRA Inheritance Trust

  • Selecting power of attorney


Investment Objectives

• Retirement goals and time horizon
• Types of investment risks
• Types of investment strategies
• Cash accounts, bonds, stocks, mutual funds

• Exchange-traded funds (ETFs)

• Tax-deferred annuities
• Structured notes
• Market-linked FDIC-insured CDs


Income Planning

• How to properly draw income from your nest egg

• The impact of taxes and inflation
• Longevity risk
• Sequencing risk

• Social Security maximization – how and when to elect

• Employer-sponsored retirement plans
• Required minimum distributions (RMDs)
• Case studies

• Traditional IRAs, Roth IRAs, Roth conversions
• Strategies to maximize income and minimize taxes

• Direct vs. indirect rollovers
• Multi-generational and inherited IRAs 

Course Workbook and Class Materials

Your tax-deductible payment of $49 includes tuition for two classes, course workbook and class materials. They are designed to follow along in class and written in easy-to-understand terms with examples and illustrations to help you learn more about the financial concepts being discussed. Together, the workbook and class materials provide a step-by-step process for applying your knowledge and will become a useful reference tool after the completion of the course. THESE ARE YOURS TO KEEP. 

View Condensed Course Workbook

If you have questions or seek more information, please contact The Prepare Institute

The Prepare Institute is recognized by the IRS as a 501(c)3 nonprofit educational institution that provides educational retirement-planning courses and classes nationwide. Our instructors are licensed and trained financial professionals with a minimum of 10 years of real-world experience in their field. The Prepare Institute courses do not promote or endorse any specific products or companies, and no selling is allowed. The Prepare Institute educational  courses are for general, noncommercial, education only and are not intended to be construed as tax, legal or financial advice. Attendees should seek the assistance of a financial and/or tax professional familiar with the course material prior to implementing any of the principles and strategies taught or discussed in the course.